Clover POS Review: A Flexible Way To Grow Your Business

Performance: 9
Features: 9
Integrations: 10
Value: 8

Overall Score: 9

Processing fees: Starting from 2.3%+$0.10

  • Easy to set up and use
  • Well-designed hardware
  • Good flexibility with add-ons

  • Hardware can’t be purchased separately from Clover’s payment processing
  • Pricing is not transparent

An efficient point-of-sale system can be the cornerstone of your operations. It covers every aspect of the business, from payment processing and sales tracking to inventory management.

If you’re looking for a smart and intuitive POS system, Clover offers just that. It’s a great tool for small and medium businesses, especially popular for retail and restaurants.

In this Clover POS review, we’ll discuss the features, pricing, and performance of the offered systems. We’ll also examine how Clover products stack up against the competition.

Who Makes Clover POS Systems?

Clover was founded in Sunnyvale, California, in 2010 and launched its cloud-based platform for POS in 2012. That same year, it was acquired by First Data and later became a part of Fiserv, an American fintech giant. Fiserv has been included in the list of Fortune’s most admired companies seven years in a row.


Clover covers all the bases you would expect from a modern POS system. It’s a reliable tool for taking orders and accepting payments and does a great job when it comes to helping manage your team or organize your inventory.

Clover POS features include state-of-the-art hardware and sophisticated technology that has been tailored to diverse businesses.

Some features might cost more than the competition’s, but with consumers in Canada generally willing to pay extra for a premium brand, there is a growing demand for this kind of service on the market.

Hardware Options

This platform’s main selling point is its practical and attractively designed hardware. The offer includes a range of devices, and it’s up to you to choose the one that best fits your type of business.

Clover Flex

Flex is Clover’s debit machine but also much more. It’s a handheld POS system with a built-in scanner and printer. It allows you to receive all types of payments, including Apple Pay and Google Pay. You can print receipts and track sales transactions. Depending on the package option, it can also be used for inventory management and accepting payments away from the counter.

Clover Mini

Clover Mini is a slick-looking terminal that provides plenty of options in terms of customization. Its size shouldn’t fool anyone – even the entry-level plan allows for integration with other POS accessories such as printers, monitors, and barcode scanners.

There are two more plans, which come with monthly fees. You can set up and apply taxes per item and get basic or advanced inventory management, depending on your monthly package.

Clover Station Duo

Clover’s flagship offering in terms of hardware, this model is based on the company’s standard countertop POS system – the Clover Station Solo. The platform is attractive, and its elegant design will certainly enhance the look of your shop.

The Duo has an added smart display that faces the customer and looks like a version of the Clover Mini. This efficient feature helps your customers confirm orders and payments in no time. It’s paired up with a powerful and fast-working system.

The platform uses data tokenization and end-to-end encryption to keep transfers safe. For secure logins, there are EMV chip sensors. And fingertip logins are also an option, so you don’t have to worry about passwords.

No Hardware

Clover’s hardware options can be a bit expensive for some, but if you don’t need a device right away, you can set up your account with Clover and conduct business using your phone or computer.

The No Hardware package will save you money and will be a breeze to upgrade as your business grows. With it, you can still accept payments, track sales, and manage your inventory.


Clover POS comes with a range of options to add on and customize the system so it fits the current needs of your business. Most of these add-ons and integrations will cost you extra. And Clover’s pricing policy is not always clear on this matter. We’ll get into more details about the costs, so you know what you’re getting with each price tag.

Monthly Plans

In this part of our Clover review, we’ll take a look at its basic pricing plan.

Clover Payments Plan is a good choice if you’re looking for payment options but don’t need any of the other features of a POS system. It doesn’t require a monthly fee. The flat-rate processing fee is 2.6%+$0.10 for in-person transactions and 3.5%+$0.10 for keyed-in transactions.

Clover Essentials Plan comes at $9.95/month, and there is a fee of $9.95/month for every additional device. Flat-rate processing is at 2.6%+$0.10 for in-person transactions and 3.5%+$0.10 for keyed-in transactions.

Counter-service restaurant plan will set you back $39.95/month plus $9.95/month for every additional device. Just like the previously mentioned plan, flat-rate processing is 2.3%+$0.10 for in-person transactions and 3.5%+$0.10 for keyed-in transactions.

Table service restaurant plan is the priciest one at $69.95/month plus $9.95/month for every additional device. The processing fee is 2.3%+$0.10 for in-person transactions and 3.5% + $0.10 for those that are keyed in.

Hardware Prices

Clover POS hardware is an investment that delivers both performance and looks. However, bear in mind that some competitors offer free hardware options with their POS packages.

Let’s say you have a busy family restaurant to manage. You’ll want a Clover Station Solo or Station Duo at your front desk to integrate all that’s happening. They go for $1,349 and $1,799, respectively. With these smart terminals, you can send orders to your Clover Kitchen Printer which is $359. Your staff will be using the handheld Clover Flex, $350 on discount if you already have a Clover Station.

But if you’re running a small diner instead, you won’t need all that. A Clover Mini at $799 can cover all your requirements – payments, inventory, and employee management. You can add barcode scanners, a weighing scale or the Clover Go at $49 and swipe customers’ cards conveniently at their tables.


One of the major benefits of the Clover POS is its app integration option. You can integrate the system with payroll or accounting software and make your business run more efficiently. Through the Clover Market App, you can integrate the POS system with your QuickBooks or Xero accounting platforms and save both time and effort.

Scan To Order

Scan To Order allows customers to scan the QR code and see the menu, so their orders and payments can be contactless. With contactless credit card payments becoming increasingly popular in recent years, this is a feature that the restaurant industry will appreciate.

Clover vs. Competition

Most Clover reviews put hardware at the top of their list owing to its unparalleled performance and customization. But the competition is not far behind either.

One of the drawbacks of Clover is that no free entry plan is available. With Square, for example, you can get the Square POS app and use it on your phone or tablet. You just need to pay the standard fee of 2.6%+$0.10 for in-person payments.

Also, Square hardware comes at a much lower price than its rivals. The Square Register has two displays to make things convenient for the customer and is priced at $799. Moreover, Clover’s POS pricing is not as upfront as Square’s.

Toast is another POS that’s worth a look. Its system doesn’t support iOS, which is a downside. But its hardware is more robust and at home in the kitchen environment – an advantage to consider. When it comes to monthly costs, Clover is a clear winner, with Toast fees starting at $69.

Final Thoughts

Deciding on a POS system isn’t easy as there are plenty of facets to take into consideration before opting to buy. The list of competing providers is long, and sometimes, the cost may seem a bit steep. But with Canada’s restaurant and retail market on the rise in recent years, an efficient point-of-sale system is definitely worth the investment.

In this Clover POS system review, we tried to give you an unbiased look at one Canada’s most popular POS service providers. We found that it’s a quality system that can adapt to specific business needs. And it’s up to you to decide if it matches your business requirements and budget.

Is Clover a good system?

Clover is one of the best point-of-sale systems on the market. It is especially useful for restaurants and retail because of its numerous add-on options. The pricing isn’t always clear, though. So, before going ahead and buying a Clover POS, you should review the payment plan and overall cost of the service.

Does Clover sync with QuickBooks?

Yes, Clover’s POS system can be integrated with your accounting and payroll through its Clover Market App. You can easily sync your Clover account with QuickBook, Xero, or other popular platforms.

How much does Clover charge for processing?

Clover charges a fee for every payment processed through its point-of-sale system. The price may vary, but the basic fee is 2.3%+$0.10 for in-person transactions and 3.5%+$0.10 for keyed-in and online transactions.

Clover logo

Overall Score: 8.5

Processing fees: Starting from 2.3%+$0.10

Milica Milenkovic
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